Fix your credit report
Check out this great post by Banks.com real estate blogger Miranda Marquit on fixing your credit report.
This is nothing to sneeze at. Failure to keep your credit report accurate can have a ripple effect across your entire life, including - as Miranda points out - your ability to get a home loan. It may be a time-consuming process, but one that is well worth it. Be patient and persistent; you have a right to an accurate credit report!
An important side note: Most major creditors now have a victim fraud division, due to the prevalence of identity theft. If the mistakes on your credit report are so completely out of left field that you suspect you may be an identity theft victim, ask to speak with your credit card company’s victim fraud division.
