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	<title>Credit Card Debt Management</title>
	<link>http://banks.com/blogs/credit</link>
	<description>Find the latest in credit card debt management advice and news from our experts on the Banks.com Credit Card Blog.</description>
	<pubDate>Wed, 23 Jul 2008 21:45:36 +0000</pubDate>
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		<title>E-Mail &#8220;Phishing&#8221; Scams Target The Financial Sector</title>
		<link>http://banks.com/blogs/credit/2008/07/23/e-mail-phishing-scams-target-the-financial-sector/</link>
		<comments>http://banks.com/blogs/credit/2008/07/23/e-mail-phishing-scams-target-the-financial-sector/#comments</comments>
		<pubDate>Wed, 23 Jul 2008 21:45:36 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[American Express Credit Cards]]></category>

		<category><![CDATA[credit card fraud]]></category>

		<category><![CDATA[MasterCard Credit Cards]]></category>

		<category><![CDATA[VISA Credit Cards]]></category>

		<category><![CDATA[Credit Card Rewards]]></category>

		<category><![CDATA[Credit Card Offers]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/23/e-mail-phishing-scams-target-the-financial-sector/</guid>
		<description><![CDATA[There is a new e-mail scam circulating now, according to Web Host Industry News, promising &#8220;Casino Rewards&#8221; for those who sign up for a credit card. The e-mails claim to be sent by American Express, Visa or MasterCard, in conjunction with 12 major U.S. international banks. It promises a credit card with a $100,000 spending [...]]]></description>
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		<item>
		<title>ChargeSmart Is New Kid On Credit Card Bill Pay Block</title>
		<link>http://banks.com/blogs/credit/2008/07/21/chargesmart-is-new-kid-on-credit-card-bill-pay-block/</link>
		<comments>http://banks.com/blogs/credit/2008/07/21/chargesmart-is-new-kid-on-credit-card-bill-pay-block/#comments</comments>
		<pubDate>Mon, 21 Jul 2008 14:19:48 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[credit industry]]></category>

		<category><![CDATA[credit card interest rates]]></category>

		<category><![CDATA[credit card news]]></category>

		<category><![CDATA[Debt Tips]]></category>

		<category><![CDATA[Credit Card Debt Management]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/21/chargesmart-is-new-kid-on-credit-card-bill-pay-block/</guid>
		<description><![CDATA[Are you upside down in a loan you can&#8217;t afford? If it&#8217;s an auto, education, or mortgage loan (or even a utility bill!) you struggle to pay each month, there&#8217;s hope. Though not ideal, at least it&#8217;s good to know that options exist. ChargeSmart is the latest company to offer consumers the option to pay [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/21/chargesmart-is-new-kid-on-credit-card-bill-pay-block/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Rewards Programs Can Be Confusing</title>
		<link>http://banks.com/blogs/credit/2008/07/19/credit-card-rewards-programs-can-be-confusing/</link>
		<comments>http://banks.com/blogs/credit/2008/07/19/credit-card-rewards-programs-can-be-confusing/#comments</comments>
		<pubDate>Sat, 19 Jul 2008 17:11:52 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[Discover Credit Cards]]></category>

		<category><![CDATA[credit industry]]></category>

		<category><![CDATA[American Express Credit Cards]]></category>

		<category><![CDATA[MasterCard Credit Cards]]></category>

		<category><![CDATA[Credit Card Rewards]]></category>

		<category><![CDATA[VISA Credit Cards]]></category>

		<category><![CDATA[Credit Card Offers]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/19/credit-card-rewards-programs-can-be-confusing/</guid>
		<description><![CDATA[
When it comes to credit cards and fine print, there is usually plenty of room for confusion. It&#8217;s been seen in the fact that few cardholders really know what their card&#8217;s interest rate is. The majority of cardholders aren&#8217;t even aware of the Universal Default Policy, and what it means to their financial health.
Well, chances [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/19/credit-card-rewards-programs-can-be-confusing/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Could You Benefit From A Secured Credit Card?</title>
		<link>http://banks.com/blogs/credit/2008/07/15/could-you-benefit-from-a-secured-credit-card/</link>
		<comments>http://banks.com/blogs/credit/2008/07/15/could-you-benefit-from-a-secured-credit-card/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 23:30:44 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[secured credit cards]]></category>

		<category><![CDATA[Bad-Credit Credit Cards]]></category>

		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/15/could-you-benefit-from-a-secured-credit-card/</guid>
		<description><![CDATA[Did you know there are different types of credit cards? Secured credit cards are quite a bit different from unsecured credit cards. They are also sometimes the only option for those with tarnished credit or no credit at all.
Secured credit cards have an annual fee, whereas such is not always the case with unsecured cards. [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/15/could-you-benefit-from-a-secured-credit-card/feed/</wfw:commentRss>
		</item>
		<item>
		<title>MasterCard&#8217;s Future Is Bright</title>
		<link>http://banks.com/blogs/credit/2008/07/13/mastercards-future-is-bright/</link>
		<comments>http://banks.com/blogs/credit/2008/07/13/mastercards-future-is-bright/#comments</comments>
		<pubDate>Sun, 13 Jul 2008 14:58:40 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[credit card news]]></category>

		<category><![CDATA[credit industry]]></category>

		<category><![CDATA[Discover Credit Cards]]></category>

		<category><![CDATA[American Express Credit Cards]]></category>

		<category><![CDATA[VISA Credit Cards]]></category>

		<category><![CDATA[MasterCard Credit Cards]]></category>

		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/13/mastercards-future-is-bright/</guid>
		<description><![CDATA[The committee of they says there&#8217;s no such thing as bad press, and they may just be right, given the fact that MasterCard was picked Thursday to join the S&#38;P 500 and S&#38;P 100 indexes starting July 17. The news comes on the heels of reports that MasterCard will pay a $1.8 billion settlement after [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/13/mastercards-future-is-bright/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Housing Bill Passes Senate, Credit Reporting Attached</title>
		<link>http://banks.com/blogs/credit/2008/07/12/housing-bill-passes-senate-credit-reporting-attached/</link>
		<comments>http://banks.com/blogs/credit/2008/07/12/housing-bill-passes-senate-credit-reporting-attached/#comments</comments>
		<pubDate>Sat, 12 Jul 2008 20:27:20 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[credit industry]]></category>

		<category><![CDATA[credit card security]]></category>

		<category><![CDATA[credit card news]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/12/housing-bill-passes-senate-credit-reporting-attached/</guid>
		<description><![CDATA[The U.S. Senate finally passed a controversial housing bill, designed to help overextended homeowners deal with mortgage pressures. Many critics say the bill would ultimately do more harm than good in many ways. They say it would increase pressures on mortgage giants Freddie Mac and Fannie Mae, onto which the government would essentially transfer some [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/12/housing-bill-passes-senate-credit-reporting-attached/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Strategies For Paying Off Debt Faster</title>
		<link>http://banks.com/blogs/credit/2008/07/09/strategies-for-paying-off-debt-faster/</link>
		<comments>http://banks.com/blogs/credit/2008/07/09/strategies-for-paying-off-debt-faster/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 19:24:59 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[Credit Card Debt Reduction]]></category>

		<category><![CDATA[Credit Debt Management]]></category>

		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/09/strategies-for-paying-off-debt-faster/</guid>
		<description><![CDATA[
It can be hard to pinch pennies when times get tough, but with a few strategic steps, you can pay off debt &#8212; and faster than you ever imagined!
Stop the madness! First and foremost, you must stop piling on debt. Reduce expenses by cutting out anything nonessential. Try using cash instead of plastic. Studies have [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/09/strategies-for-paying-off-debt-faster/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Can Credit Cards Add To Your Nest Egg?</title>
		<link>http://banks.com/blogs/credit/2008/07/07/can-credit-cards-add-to-your-nest-egg/</link>
		<comments>http://banks.com/blogs/credit/2008/07/07/can-credit-cards-add-to-your-nest-egg/#comments</comments>
		<pubDate>Tue, 08 Jul 2008 01:07:06 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[credit card news]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/07/can-credit-cards-add-to-your-nest-egg/</guid>
		<description><![CDATA[One of the great quandries of life &#8212; and fodder for so many financial columns &#8212; is how to save enough money for retirement. Add yet another theory to the mix: credit cards.
Frank, author of the Milk Your Money blog, points out that your plastic can turn into some serious paper when handled carefully. He [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/07/can-credit-cards-add-to-your-nest-egg/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Credit Card Companies Cutting Back Rewards</title>
		<link>http://banks.com/blogs/credit/2008/07/02/credit-card-companies-cutting-back-rewards/</link>
		<comments>http://banks.com/blogs/credit/2008/07/02/credit-card-companies-cutting-back-rewards/#comments</comments>
		<pubDate>Wed, 02 Jul 2008 17:37:43 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[credit card interest rates]]></category>

		<category><![CDATA[Citi]]></category>

		<category><![CDATA[credit industry]]></category>

		<category><![CDATA[American Express Credit Cards]]></category>

		<category><![CDATA[Credit Card Rewards]]></category>

		<category><![CDATA[Credit Card Tips]]></category>

		<category><![CDATA[Credit Card Offers]]></category>

		<category><![CDATA[Credit Card Advice]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/07/02/credit-card-companies-cutting-back-rewards/</guid>
		<description><![CDATA[Well, we speculated that the credit card industry might be sinking, or at least receding, and that card companies may need to cut back on customer rewards. Guess what &#8212; it&#8217;s happening.
A recent Newsweek article how American Express and Citibank have cut back their rewards. Specifically, that means no more 5 percent and double-cashback rewards [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/07/02/credit-card-companies-cutting-back-rewards/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Travel Smart This Summer, Protect Your Cards</title>
		<link>http://banks.com/blogs/credit/2008/06/30/travel-smart-this-summer-protect-your-cards/</link>
		<comments>http://banks.com/blogs/credit/2008/06/30/travel-smart-this-summer-protect-your-cards/#comments</comments>
		<pubDate>Mon, 30 Jun 2008 19:06:09 +0000</pubDate>
		<dc:creator>Hayli Morrison</dc:creator>
		
		<category><![CDATA[credit card security]]></category>

		<category><![CDATA[identity theft]]></category>

		<category><![CDATA[Credit Card Tips]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/credit/2008/06/30/travel-smart-this-summer-protect-your-cards/</guid>
		<description><![CDATA[Summer is a time for visiting family and friends, going on missions trips, traveling to faraway destinations and dream vacations, or enjoying a wedding followed by a honeymoon. In short, there&#8217;s a lot of traveling going on during these few months.
It can be easy to get caught up in the trip planning and the awe [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/credit/2008/06/30/travel-smart-this-summer-protect-your-cards/feed/</wfw:commentRss>
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