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	<title>Credit Card Debt Management</title>
	<link>http://banks.com/blogs/credit</link>
	<description>Find the latest in credit card debt management advice and news from our experts on the Banks.com Credit Card Blog.</description>
	<lastBuildDate>Sat, 19 Jul 2008 17:11:52 +0000</lastBuildDate>
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		<title>Credit Card Rewards Programs Can Be Confusing</title>
		<description><![CDATA[
When it comes to credit cards and fine print, there is usually plenty of room for confusion. It&#8217;s been seen in the fact that few cardholders really know what their card&#8217;s interest rate is. The majority of cardholders aren&#8217;t even aware of the Universal Default Policy, and what it means to their financial health.
Well, chances [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/19/credit-card-rewards-programs-can-be-confusing/</link>
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		<title>Could You Benefit From A Secured Credit Card?</title>
		<description><![CDATA[Did you know there are different types of credit cards? Secured credit cards are quite a bit different from unsecured credit cards. They are also sometimes the only option for those with tarnished credit or no credit at all.
Secured credit cards have an annual fee, whereas such is not always the case with unsecured cards. [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/15/could-you-benefit-from-a-secured-credit-card/</link>
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		<title>MasterCard&#8217;s Future Is Bright</title>
		<description><![CDATA[The committee of they says there&#8217;s no such thing as bad press, and they may just be right, given the fact that MasterCard was picked Thursday to join the S&#38;P 500 and S&#38;P 100 indexes starting July 17. The news comes on the heels of reports that MasterCard will pay a $1.8 billion settlement after [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/13/mastercards-future-is-bright/</link>
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		<title>Housing Bill Passes Senate, Credit Reporting Attached</title>
		<description><![CDATA[The U.S. Senate finally passed a controversial housing bill, designed to help overextended homeowners deal with mortgage pressures. Many critics say the bill would ultimately do more harm than good in many ways. They say it would increase pressures on mortgage giants Freddie Mac and Fannie Mae, onto which the government would essentially transfer some [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/12/housing-bill-passes-senate-credit-reporting-attached/</link>
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		<title>Strategies For Paying Off Debt Faster</title>
		<description><![CDATA[
It can be hard to pinch pennies when times get tough, but with a few strategic steps, you can pay off debt &#8212; and faster than you ever imagined!
Stop the madness! First and foremost, you must stop piling on debt. Reduce expenses by cutting out anything nonessential. Try using cash instead of plastic. Studies have [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/09/strategies-for-paying-off-debt-faster/</link>
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		<title>Can Credit Cards Add To Your Nest Egg?</title>
		<description><![CDATA[One of the great quandries of life &#8212; and fodder for so many financial columns &#8212; is how to save enough money for retirement. Add yet another theory to the mix: credit cards.
Frank, author of the Milk Your Money blog, points out that your plastic can turn into some serious paper when handled carefully. He [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/07/can-credit-cards-add-to-your-nest-egg/</link>
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		<title>Credit Card Companies Cutting Back Rewards</title>
		<description><![CDATA[Well, we speculated that the credit card industry might be sinking, or at least receding, and that card companies may need to cut back on customer rewards. Guess what &#8212; it&#8217;s happening.
A recent Newsweek article how American Express and Citibank have cut back their rewards. Specifically, that means no more 5 percent and double-cashback rewards [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/07/02/credit-card-companies-cutting-back-rewards/</link>
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		<title>Travel Smart This Summer, Protect Your Cards</title>
		<description><![CDATA[Summer is a time for visiting family and friends, going on missions trips, traveling to faraway destinations and dream vacations, or enjoying a wedding followed by a honeymoon. In short, there&#8217;s a lot of traveling going on during these few months.
It can be easy to get caught up in the trip planning and the awe [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/06/30/travel-smart-this-summer-protect-your-cards/</link>
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		<title>Could U.S. Oversight Of Credit Industry Go Too Far?</title>
		<description><![CDATA[By now, there&#8217;s been plenty of hoopla about U.S. Sen. Chris Dodd&#8217;s (R-Nev.) housing bill to provide some relief for homeowners (and their lenders) in mortgage distress. The bill would put about $300 billion in a fund to refinance overly burdensome home loans at an amount 15% less than the original loan amount. This would [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/06/30/could-us-oversight-of-credit-industry-go-too-far/</link>
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		<title>Gift Cards Are Taking Over</title>
		<description><![CDATA[I miss the days of the good old rebate. A check that I could deposit straight into my bank account. Nowadays, mail-in rebates (and even some gifts) are doing away with the check or cash option and instead giving gift cards issued by one of the major credit card companies. As gifts, these are an [...]]]></description>
		<link>http://banks.com/blogs/credit/2008/06/29/gift-cards-are-taking-over/</link>
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