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	<title>Mortgage Rate News</title>
	<link>http://banks.com/blogs/mortgages</link>
	<description>Find the latest mortgage rates, mortgage rate news and articles on the Banks.com Mortgage Blog.</description>
	<pubDate>Fri, 08 Aug 2008 14:30:59 +0000</pubDate>
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		<title>Mortgage Market News: Fannie Mae and the Housing Relief Bill</title>
		<link>http://banks.com/blogs/mortgages/2008/08/08/mortgage-market-news-fannie-mae-and-the-housing-relief-bill/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/08/mortgage-market-news-fannie-mae-and-the-housing-relief-bill/#comments</comments>
		<pubDate>Fri, 08 Aug 2008 14:30:59 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/08/mortgage-market-news-fannie-mae-and-the-housing-relief-bill/</guid>
		<description><![CDATA[Today there are a couple of points of interest pertaining to the mortgage market. The first bit of news that interests me is further losses by Fannie Mae. The other is on the somewhat-related topic of a technicality in the housing relief bill.
Fannie Mae posts huge losses
It&#8217;s not wholly unexpected. Freddie Mac announced large Quarter [...]]]></description>
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		</item>
		<item>
		<title>Choppy Mortgage Rates Mean You Need to Be Prepared</title>
		<link>http://banks.com/blogs/mortgages/2008/08/07/choppy-mortgage-rates-mean-you-need-to-be-prepared/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/07/choppy-mortgage-rates-mean-you-need-to-be-prepared/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 14:27:52 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage Interest]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/07/choppy-mortgage-rates-mean-you-need-to-be-prepared/</guid>
		<description><![CDATA[When you get ready to buy a home, one of the most important factors is the mortgage interest rate. However, with things as they are, even having good credit and getting your mortgage application approved does not mean that you will automatically get the best rate. Indeed, choppy mortgage rates mean that you need to [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/07/choppy-mortgage-rates-mean-you-need-to-be-prepared/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Applications on the Rise</title>
		<link>http://banks.com/blogs/mortgages/2008/08/06/mortgage-applications-on-the-rise/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/06/mortgage-applications-on-the-rise/#comments</comments>
		<pubDate>Wed, 06 Aug 2008 20:19:31 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/06/mortgage-applications-on-the-rise/</guid>
		<description><![CDATA[Mortgage applications are on the rise again, reports the Mortgage Banker&#8217;s Association. CNN Money reports on the gains in mortgage applications:
Refinance volume increased 4.4%, while purchase volume grew 1.8% during the week. Refinance applications accounted for 35.9% of all applications during the week, compared with 35.2% during the previous week. &#8230;
Application volume rose from its [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/06/mortgage-applications-on-the-rise/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Lawsuit Filed Against Home Mortgage Loan Servicer Washington Mutual</title>
		<link>http://banks.com/blogs/mortgages/2008/08/06/lawsuit-filed-against-home-mortgage-loan-servicer-washington-mutual/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/06/lawsuit-filed-against-home-mortgage-loan-servicer-washington-mutual/#comments</comments>
		<pubDate>Wed, 06 Aug 2008 15:19:30 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/06/lawsuit-filed-against-home-mortgage-loan-servicer-washington-mutual/</guid>
		<description><![CDATA[With foreclosures mounting, and late and missed home mortgage loan payments becoming more common, it is no surprise that some homeowners are dropping through the cracks. But just because things are awfully busy for home mortgage lenders and servicers, does it mean it&#8217;s right to foreclose on those that are trying to save their homes?
One [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/06/lawsuit-filed-against-home-mortgage-loan-servicer-washington-mutual/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Tax Relief and Canceled Debt</title>
		<link>http://banks.com/blogs/mortgages/2008/08/05/tax-relief-and-canceled-debt/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/05/tax-relief-and-canceled-debt/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 16:04:48 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Taxes]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/05/tax-relief-and-canceled-debt/</guid>
		<description><![CDATA[One of the big issues right now revolves around foreclosures, and efforts to stop foreclosures. Various programs, from Hope Now and Project Lifeline to the recently passed housing relief bill are designed to help stall the flood of foreclosures and get distressed homeowners out of trouble. (Whether or not they are working is a completely [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/05/tax-relief-and-canceled-debt/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Beyond the Subprime Lending Crash: The Next Mortgage Market Crash</title>
		<link>http://banks.com/blogs/mortgages/2008/08/04/beyond-the-subprime-lending-crash-the-next-mortgage-market-crash/</link>
		<comments>http://banks.com/blogs/mortgages/2008/08/04/beyond-the-subprime-lending-crash-the-next-mortgage-market-crash/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 14:25:10 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Bankruptcy]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/08/04/beyond-the-subprime-lending-crash-the-next-mortgage-market-crash/</guid>
		<description><![CDATA[A lot has been said about subprime lending and the crash that resulted from shoddy lending practices to those with poor credit. But what about the next expected wave of mortgage loan defaults? The next mortgage market crash is expected to come thanks to Alt-A loans &#8212; loans that were made to people with good [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/08/04/beyond-the-subprime-lending-crash-the-next-mortgage-market-crash/feed/</wfw:commentRss>
		</item>
		<item>
		<title>FBI Cracking Down on Mortgage Fraud</title>
		<link>http://banks.com/blogs/mortgages/2008/07/31/fbi-cracking-down-on-mortgage-fraud/</link>
		<comments>http://banks.com/blogs/mortgages/2008/07/31/fbi-cracking-down-on-mortgage-fraud/#comments</comments>
		<pubDate>Thu, 31 Jul 2008 12:39:41 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/07/31/fbi-cracking-down-on-mortgage-fraud/</guid>
		<description><![CDATA[One of the reasons that we have such a severe mortgage market crisis is the high incidence of mortgage fraud. While it is true that some homeowners made very poor decisions (and should have known better), there are also plenty of other homeowners who were hoodwinked and swindled and didn&#8217;t have access to reliable and [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/07/31/fbi-cracking-down-on-mortgage-fraud/feed/</wfw:commentRss>
		</item>
		<item>
		<title>President Bush Signs the Housing Relief Bill</title>
		<link>http://banks.com/blogs/mortgages/2008/07/30/president-bush-signs-the-housing-relief-bill/</link>
		<comments>http://banks.com/blogs/mortgages/2008/07/30/president-bush-signs-the-housing-relief-bill/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 12:37:31 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/07/30/president-bush-signs-the-housing-relief-bill/</guid>
		<description><![CDATA[Yesterday, President Bush signed the nearly 700 page housing relief bill into the law. The bill is aimed at slowing the economic crisis and helping to end the housing market crisis. Part of the plan is to increase the ability of Fannie Mae and Freddie Mac, along with the Federal Housing Administration, to take on [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/07/30/president-bush-signs-the-housing-relief-bill/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Housing Relief Bill Clears Congress</title>
		<link>http://banks.com/blogs/mortgages/2008/07/28/housing-relief-bill-clears-congress/</link>
		<comments>http://banks.com/blogs/mortgages/2008/07/28/housing-relief-bill-clears-congress/#comments</comments>
		<pubDate>Mon, 28 Jul 2008 15:55:59 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/07/28/housing-relief-bill-clears-congress/</guid>
		<description><![CDATA[Over the weekend, in a rare show of industry, the Senate passed a housing relief bill. This bill has been in Congress for weeks, with President Bush regularly threatening a veto. However, Bush has changed his tune, and lately encouraged Congress to pass the housing relief bill. Bush is expected to sign the bill into [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/07/28/housing-relief-bill-clears-congress/feed/</wfw:commentRss>
		</item>
		<item>
		<title>More Banks Fail: Check To Make Sure You Are FDIC Insured</title>
		<link>http://banks.com/blogs/mortgages/2008/07/26/more-banks-fail-check-to-make-sure-you-are-fdic-insured/</link>
		<comments>http://banks.com/blogs/mortgages/2008/07/26/more-banks-fail-check-to-make-sure-you-are-fdic-insured/#comments</comments>
		<pubDate>Sat, 26 Jul 2008 13:13:02 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[News]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Trends]]></category>

		<category><![CDATA[Bankruptcy]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/07/26/more-banks-fail-check-to-make-sure-you-are-fdic-insured/</guid>
		<description><![CDATA[Two more national banks have failed. The Federal Deposit Insurance Corp. (FDIC) shut down First National Bank of Nevada and First Heritage Bank. Since these banks were FDIC insured, the money they contained was safe, and will be accessible to most account holders. The FDIC sold the accounts to the Bank of Omaha.
But this probably [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/07/26/more-banks-fail-check-to-make-sure-you-are-fdic-insured/feed/</wfw:commentRss>
		</item>
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