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	<title>Mortgage Rate News</title>
	<link>http://banks.com/blogs/mortgages</link>
	<description>Find the latest mortgage rates, mortgage rate news and articles on the Banks.com Mortgage Blog.</description>
	<pubDate>Thu, 08 Jan 2009 17:24:14 +0000</pubDate>
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		<title>Mortgage Rates Once Again Hit a New Low</title>
		<link>http://banks.com/blogs/mortgages/2009/01/08/mortgage-rates-once-again-hit-a-new-low/</link>
		<comments>http://banks.com/blogs/mortgages/2009/01/08/mortgage-rates-once-again-hit-a-new-low/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 17:24:14 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Interest]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgage Rates]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2009/01/08/mortgage-rates-once-again-hit-a-new-low/</guid>
		<description><![CDATA[Mortgage interest rates are once again hitting brand new lows. Indeed, reports CNN Money, 30 year fixed rates are at their lowest since the industry has been keeping track of this sort of thing:
Government sponsored mortgage lender Freddie Mac said Thursday that fixed rates on 30-year mortgages averaged 5.01% for the week ending Jan. 8th. [...]]]></description>
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		<title>4 Tips when Shopping for a Home Mortgage Loan</title>
		<link>http://banks.com/blogs/mortgages/2009/01/06/4-tips-when-shopping-for-a-home-mortgage-loan/</link>
		<comments>http://banks.com/blogs/mortgages/2009/01/06/4-tips-when-shopping-for-a-home-mortgage-loan/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 20:00:47 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2009/01/06/4-tips-when-shopping-for-a-home-mortgage-loan/</guid>
		<description><![CDATA[When it comes to getting a home mortgage loan, now may be a good time to do it. If you have a good credit score and can offer a down payment, you can get a good interest rate. Even if you don&#8217;t qualify for the best interest rate, you can still get a pretty good [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2009/01/06/4-tips-when-shopping-for-a-home-mortgage-loan/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Rates May Be Low, But That Doesn&#8217;t Mean You&#8217;ll Be Approved</title>
		<link>http://banks.com/blogs/mortgages/2009/01/05/mortgage-rates-may-be-low-but-that-doesnt-mean-youll-be-approved/</link>
		<comments>http://banks.com/blogs/mortgages/2009/01/05/mortgage-rates-may-be-low-but-that-doesnt-mean-youll-be-approved/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 16:03:38 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage Interest]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2009/01/05/mortgage-rates-may-be-low-but-that-doesnt-mean-youll-be-approved/</guid>
		<description><![CDATA[Right now, the big news is that mortgage rates are at their lowest in years. It is no surprise, then, that mortgage applications are way up &#8212; especially in terms of refinancing. (One of my goals for the New Year is to refinance the house.) But the trickiness comes not from applying for the loan [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2009/01/05/mortgage-rates-may-be-low-but-that-doesnt-mean-youll-be-approved/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Short Sale on the FHA Loan</title>
		<link>http://banks.com/blogs/mortgages/2009/01/02/short-sale-on-the-fha-loan/</link>
		<comments>http://banks.com/blogs/mortgages/2009/01/02/short-sale-on-the-fha-loan/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 18:07:37 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2009/01/02/short-sale-on-the-fha-loan/</guid>
		<description><![CDATA[One of the ways that you can avoid foreclosure is to engage in what is known as a short sale. A short sale is basically when you sell your home for less than what remains on the home mortgage loan. In many cases, mortgage lenders will take a loss in order to avoid an even [...]]]></description>
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		</item>
		<item>
		<title>New Year’s Resolutions: What I Want for My Home in 2009</title>
		<link>http://banks.com/blogs/mortgages/2008/12/31/new-year%e2%80%99s-resolutions-what-i-want-for-my-home-in-2009/</link>
		<comments>http://banks.com/blogs/mortgages/2008/12/31/new-year%e2%80%99s-resolutions-what-i-want-for-my-home-in-2009/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 23:55:32 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage Interest]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/12/31/new-year%e2%80%99s-resolutions-what-i-want-for-my-home-in-2009/</guid>
		<description><![CDATA[It’s that time of year when start making plans and contemplating what we want to happen in the coming year. This is natural, since the changing of the year provides a large milestone that invites introspection. Many people make resolutions – setting goals that they hope to accomplish in the coming year. I am no [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/12/31/new-year%e2%80%99s-resolutions-what-i-want-for-my-home-in-2009/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Refinancing: Consider Mortgage Term</title>
		<link>http://banks.com/blogs/mortgages/2008/12/30/refinancing-consider-mortgage-term/</link>
		<comments>http://banks.com/blogs/mortgages/2008/12/30/refinancing-consider-mortgage-term/#comments</comments>
		<pubDate>Tue, 30 Dec 2008 15:40:54 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Second Home Mortgage]]></category>

		<category><![CDATA[Mortgage Rate]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/12/30/refinancing-consider-mortgage-term/</guid>
		<description><![CDATA[Right now, home mortgage interest rates are at rather low levels. This is making refinancing a rather popular option right now. Indeed, as mortgage applications surge, it is refinancing that is the most popular reason for applying for a home mortgage loan. But if you are considering refinancing (as I am), consider mortgage term.
You don&#8217;t [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/12/30/refinancing-consider-mortgage-term/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Post-Christmas Personal Finance: Selling Your Gift Cards</title>
		<link>http://banks.com/blogs/mortgages/2008/12/29/post-christmas-personal-finance-selling-your-gift-cards/</link>
		<comments>http://banks.com/blogs/mortgages/2008/12/29/post-christmas-personal-finance-selling-your-gift-cards/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 16:09:01 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[News]]></category>

		<category><![CDATA[Trends]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/12/29/post-christmas-personal-finance-selling-your-gift-cards/</guid>
		<description><![CDATA[When Christmas is over, many people begin to wonder how they can sell or exchange their gifts. And, as gift cards have become more popular, they are part of this speculation. Blueprint for Financial Prosperity offers some useful information on selling or trading your unwanted gift cards:
Selling you gift cards
First of all, when you sell [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/12/29/post-christmas-personal-finance-selling-your-gift-cards/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Buying a Home in 2009: What You Need to Know About Financing and Credit</title>
		<link>http://banks.com/blogs/mortgages/2008/12/26/buying-a-home-in-2009-what-you-need-to-know-about-financing-and-credit/</link>
		<comments>http://banks.com/blogs/mortgages/2008/12/26/buying-a-home-in-2009-what-you-need-to-know-about-financing-and-credit/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 13:52:10 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Lenders]]></category>

		<category><![CDATA[Consumer warning]]></category>

		<category><![CDATA[Trends]]></category>

		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Home Mortgage]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/12/26/buying-a-home-in-2009-what-you-need-to-know-about-financing-and-credit/</guid>
		<description><![CDATA[With the coming New Year, many people start thinking about the changes they would like to make in the coming year. One of these changes is often to buy a new home. And, while buying a home required planning and preparation in the past, it requires even more now, thanks to the current state of [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/12/26/buying-a-home-in-2009-what-you-need-to-know-about-financing-and-credit/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Christmas Traditions: Home for Christmas</title>
		<link>http://banks.com/blogs/mortgages/2008/12/24/christmas-traditions-home-for-christmas/</link>
		<comments>http://banks.com/blogs/mortgages/2008/12/24/christmas-traditions-home-for-christmas/#comments</comments>
		<pubDate>Wed, 24 Dec 2008 11:13:47 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Trends]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/12/24/christmas-traditions-home-for-christmas/</guid>
		<description><![CDATA[
One of the traditions that I love that my family does is to stay home for Christmas. When we first married, my husband and I decided that we wanted to celebrate Christmas Eve and Christmas Day in a relaxed way. And, since our family all lived hundreds of miles away, traveling was very inconvenient. We [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/12/24/christmas-traditions-home-for-christmas/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Home Prices Reach Multi-Decade Lows</title>
		<link>http://banks.com/blogs/mortgages/2008/12/23/home-prices-reach-multi-decade-lows/</link>
		<comments>http://banks.com/blogs/mortgages/2008/12/23/home-prices-reach-multi-decade-lows/#comments</comments>
		<pubDate>Tue, 23 Dec 2008 18:44:15 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
		
		<category><![CDATA[News]]></category>

		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Mortgage Trends]]></category>

		<category><![CDATA[Mortgage News]]></category>

		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://banks.com/blogs/mortgages/2008/12/23/home-prices-reach-multi-decade-lows/</guid>
		<description><![CDATA[Home prices have reached lows not seen for nearly two decades, and home sales have declined rapidly. That&#8217;s the housing market news right now. Indeed, home sales dropped so quickly in November that it has been reported as &#8220;breathtaking&#8221; by The New York Times:
Sales of existing homes declined 8.6 percent last month, to a seasonally [...]]]></description>
		<wfw:commentRss>http://banks.com/blogs/mortgages/2008/12/23/home-prices-reach-multi-decade-lows/feed/</wfw:commentRss>
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