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BNC National Bank

Easy Money Management

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BNC National Bank Products

Banking
Loans
Mortgage
Investing
Business
Banking

Really Free Checking Account

Free for everyone with no minimum balance nor monthly service charge.

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Elite Free Interest Checking Account

Free for people of 50 and over with a competitive interest rate, no minimum balance, no monthly service charge, and free return of check images.

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Direct Free Interest Checking Account

Free for customers with direct deposit or any automatic payment with a competitive interest rate, no minimum balance, no monthly service charge, and free return of check images.

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Premier Interest Checking Account

For customers seeking a higher interest rate with a higher interest rate if your average daily balance is $1,500 or more, a small charge of your balance falls under $1,500, and free return of check images.

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Savings Account

Start with as little as $100 and make deposits at anytime, including automatic deposit.

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Certificates of Deposit Accounts

A way to meet time-specific savings needs or to simply diversify your portfolio.

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Money Market Accounts

Competitive tiered interest rates based on account balances.

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Health Savings Accounts

Tax-advantaged accounts to save money to pay for major medical expenses in conjunction with high-deductible health insurance plans.

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Loans

Loans

Build, purchase or refinance your home, buy a lot for your future home, access equity in your home for personal use, buy a new car, truck or SUV, consolidate your debt, buy a boat or recreation vehicle using a loan.

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Mortgage

Mortgages

A wide array of mortgage loan products to your individual needs. Loan Originators will assist you through every step of the process.

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Investing

Traditional IRA

A retirement account for individuals who receive compensation included in gross income and who are not age 70½ or older during the tax year.

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ROTH IRA

A retirement account for individuals who receive compensation included in gross income.

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Wealth Planning

Address both your lifetime capital needs and your capital surplus objectives. Develop the priorities and action items necessary for success

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Investment Planning

Create, monitor, and adjust portfolios to manage risks according to established goals and preferences.

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Managed Investment Agency

A complete array of investment planning and management services for Traditional and Roth IRAs and agency accounts.

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Business

Free Business Checking

Perfect for most businesses, with no minimum balance and no monthly service charge.

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Interest Business Checking

Perfect for qualifying sole proprietorships & non-profit organizations offering competitive interest.

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Commercial Checking

For businesses with more complex needs.

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Money Market Accounts

Competitive tiered interest rates based on account balances with easy access to your funds.

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Loans

A range of commercial financing options.

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Why BNC National Bank

Surcharge-free ATMs

Use any MoneyPass ATM network without incurring a surcharge.

Thank You Gift

Each new account includes a free thank you gift, free money for your old checks and debit card, and a free easy-to-balance.

Community Banking

A strong supporter of civic and non-profit organizations focusing on economic development, arts, cultural programming, and character-building activities for youth.

If you need to reach BNC National Bank, you can do by phone 8:00 – 5:00, Monday – Friday, in person at one of their branches or by post. If you are a current BNC customer, you can also reach the bank using Message Center when logged in your Online Banking.

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If you work for this financial institution and want to adjust any information, contact us at [email protected].

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