Your credit score impacts how much money you can borrow and what interest rate you will receive. A higher credit score opens up more opportunities and can help you save thousands of dollars on interest payments. Consumers who do not have the best credit scores may want to consider joining forces with The Credit People to repair their credit.
Who are The Credit People?
The Credit People is a credit repair agency that disputes errors on your credit report and contacts the credit bureaus on your behalf. The company saves its clients a lot of time and helps them add points to their credit scores.
What Does The Credit People Do?
The Credit People challenges inaccurate items on your credit report. Getting these issues resolved can lead to a higher score and help you qualify for better financing. They offer unlimited challenges for all three credit bureaus as a part of every plan. You can get additional perks based on which plan you choose.
The Credit People Credit Repair Services
These are some of the services you can find over at The Credit People.
Free Credit Consultation and Evaluation
You can jump on a free, no-obligation call with an expert. During this call, you will discover some ways to improve your credit score and how they can help you along the journey.
Unlimited Disputes
You can file unlimited disputes to rebuild your credit and remove inaccurate information from your score.
Creditor Interventions
This service reaches out to all three credit bureaus on your behalf. Having someone else do this for you can save a lot of time.
Debt & Inquiry Validations
The Credit People will request validation that negative items impacting your credit score are accurate. This process can prevent you from disputing the same accurate item twice.
Customized Credit Priorities
They offer customized credit solutions for its clients. The company understands that each person seeking to repair their credit is different.
The Credit People Plans and Pricing
Consumers can choose from several plans. These are the three choices.
Standard
The Standard Plan has a satisfaction guarantee that costs $79/mo. The Credit People will get in touch with all three credit bureaus on your behalf and file unlimited challenges. You will receive “Before and after” analyses for each credit bureau.
Premium
The Premium Plan costs $99/mo and includes all of the benefits of the Standard Plan. Premium account holders also get to enjoy monthly credit score updates, creditor interventions, and escalated disputes and validations.
Premium Flat Rate
The Premium Flat Rate Plan is a more affordable version of the Premium Plan. Both plans have the same features, but the flat rate plan only costs $499 for six months. Using the Premium Plan results in a $594 payment over six months. With this plan, you can save almost $100 if you work with them for six months.
What are the Benefits of The Credit People?
Working with The Credit People offers many advantages. These are some of the top perks.
Access to All Three Credit Reports and Scores
The Credit People lets you see your credit reports and scores from the three major credit bureaus — Equifax, Experian, and TransUnion. Not every company offers this level of coverage.
Online Account and Dashboard
You can create an online account with The Credit People and regularly monitor progress through your account’s dashboard.
Live Customer Service
They reliable customer service via email and phone. Their offices are located in Chicago, Florida, and Utah.
Unbeatable Satisfaction Guarantee
They assure you will not have to pay for a service that you are not satisfied with.
Credit Score Increase
They can help consumers increase their credit scores by removing inaccurate information from their credit reports.
Removal of Credit Issues
Removing credit issues can make it easier to get financing and secure lower interest rates. They offer a quick fix for people with incorrect items on their credit reports.
15+ Years Experience
The Credit People have been serving clients for over 15 years. This level of experience makes it easier for the company to resolve disputes and add points to their clients’ credit scores.
Certified FCRA (Fair Credit Reporting Act)
The Credit People is a certified credit repair agency. Consumers can use the company’s services while feeling confident that the company is legitimate.
Cancel Service Anytime
You can easily walk away from your monthly subscription at any time. Unlike other credit repair agencies, The Credit People makes it easy to get your money back for the month (assuming unsatisfactory service) and walk away if the time arrives.
Who is The Credit People Best For?
Their credit repair services are best for people who do not have the best credit scores and have inaccurate items on their reports. They cannot help if all of the information on your credit report is accurate.
Is The Credit People Worth It?
If you already have a great credit score, you probably do not need The Credit People. Consumers should also assess how many items on their credit report are inaccurate. They can save you time and comb through your reports to find any discrepancies.
How to Get Started with The Credit People
The Credit People has a straightforward process for getting started. Here’s what you need to know.
Sign Up
The Credit People makes it easy to get started. You can visit the company’s website to sign up. Then, you will have to select from one of the company’s three plans.
Credit Repairing Process Begins
After you sign up, The Credit People will get to work. The agency’s team will review your report and file disputes. Their team knows how to support their clients and get results.
Watch Your Progress
Your dashboard will display any progress in correcting inaccuracies and improving your credit score. Having this resource readily available can help you gauge the return on your investment.
Mission Accomplished
The efforts from The Credit People can help you achieve a higher credit score. You will then have an easier time getting approved for loans and get lower interest rates, too.
