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Alamerica Bank

Alamerica Bank

Your Future, Your Bank

Providing banking services in the heart of Birmingham, Alabama.

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Alamerica Bank Products

Checkings
Savings
Loans
Business
Checkings

Regular Checking

Traditional account: 100 minimum balance to open. $8.00 maintenance fee imposed if the account falls below $500 any day during the month.

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EZ Checking

Low volume account: $50 minimum balance to open. $5.00 Maintenance charge. Includes 10 check or ATM withdrawals per month.

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Personal Checking with Interest

Earn interest while you spend: $100 minimum balance to open. Interest paid on all balances. Interest begins to accrue on first business day of deposit. Interest will be compounded and credited to your account every month.

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Savings

Charter Prestige Account

A high balance-high yielding NOW Account: $10,000 minimum balance to open. Maximum interest rate paid on balances of $50,000 or more. Interest will be compounded and credited to your account every month.

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Personal Money Market Account

Earn interest while you save** $200 minimum balance to open Interest paid on all balances. Interest begins to accrue on first business day of deposit. Interest will be compounded and credited to your account every month.

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Personal Savings Account

Traditional savings** $100 minimum balance to open. Interest will be compounded and credited to your account every month. $3.00 maintenance charge if “average daily balance” falls below $300.

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Certificates of Deposit

Variety of terms. Attractive market rates.

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Loans

Personal Loans

Lines of credit, automobile loans, construction loans for primary residences and secondary homes, lot loans, other various consumer loans.

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Business

Business Checking with Interest

Sole Proprietorships and Non-Profit Organizations only.

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Certificates of Deposit

Variety of Terms. Attractive market rates.

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Business Account Analysis

Designed for high volume transaction balance accounts.

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Small Business Checking

Designed for small businesses with lower banking transaction volume.

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Business Charter Prestige Account

A high balance-high yielding NOW Account for Sole Proprietorships and Non-Profit Organizations only.

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Business Savings Account

Interest Bearing** $100 minimum balance to open. Interest will be compounded and credited to your account every month. $3.00 service charge fee.

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Business Money Market Account

Interest Bearing** **Transaction Limitations: You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle.

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Business Lines of Credit

Take out a line of credit for your business.

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Commercial Real Estate Loans

Construction / Mini-perm Financing, Bridge Financing, Acquisition and Development Financing, Term Financing

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Loans for Residential Developers & Homebuilders

Construction loans for speculative or presold homes, Acquisition and Development loans for subdivisions, Lot Loans

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Other Business Lending

SBA Loans, Letters of Credit, Equipment Loans, Working Capital

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Visit our Birmingham, Alabama, branch, open Monday through Friday or contact them to learn more about local banking services.

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