Allison Martin

What Does Tax Topic 152 Mean?

In this guide, we’ll discuss Tax Topic 152, what it means for your refund and other reasons your refund could be delayed.

06/05/2023

How Free Credit Counseling Can Help You

Free credit counseling can help you manage your debt and is generally offered by non-profit organizations. Here's how it works.

05/22/2023

Home Equity Line of Credit Calculator: How Much You Could Borrow?

How much money can you borrow from your home? This home equity line of credit calculator will give you the answer.

09/25/2024

What To Do With A Check After Mobile Deposit

Mobile deposit makes it easy to deposit checks while on the go. Learn what to do with a check after a mobile deposit, and where to do it.

09/23/2024

Checking Accounts

What Is The Average Home Down Payment?

Read on to discover how much the average homeowner put down last year and the minimum down payment requirements by loan type.

09/17/2024

Mortgage Rates

Who Owns Current Money Management App?

Learn more about the Current banking app, and how is funded by investment firms and individuals to innovate in the online banking space.

09/22/2024

Banking

What Bank Does Current Use?

Current is a fintech company that partners with Choice Financial Group, Member FDIC, to provide financial services.

09/22/2024

Banking

How Much Does An Inground Pool Cost?

If you are wondering how much does an inground pool cost? Find out the average costs of adding an inground pool to your backyard.

01/23/2024

Home Improvement Loans

How Technology Has Changed Auto Refinancing

Technological advancements have changed the landscape of the automotive industry. Here’s how it benefits consumers.

01/01/2024

What is a Piggyback Loan?

A piggyback loan is a second mortgage that can help you avoid PMI, jumbo loans or high interest rates without making a hefty down payment.

09/10/2023

How to Choose Between Auto Refinance Lenders

Read about the things to consider before refinancing your car loan and how to choose between auto refinance lenders.

01/01/2024

Small Business Loan Requirements

Read this guide to learn what the requirements are for a small business loan plus a convenient way to get fast access to business funding.

11/11/2024

Business Loans

Is It Good to Refinance Your Car?

Refinancing your car can save you money, but there are downsides to consider. Here are some pros and cons to evaluate before deciding.

01/01/2024

What Is A Good Down Payment For A Car?

The down payment you make on a car loan determines your interest rate and monthly payment. Here’s how much you should put down.

01/01/2024

Cash-Out Refinance Pros and Cons

If you want to convert home equity into cash, here’s a breakdown of a cash-out refinance's pros and cons and how this mortgage product works.

09/17/2024

Refinance Rates

What is a 203k Loan and How Does It Work?

An FHA 203(k) loan is a mortgage product backed by the Federal Housing Administration that you can use to purchase a home and pay for renovations. It lumps the purchase price and home improvement costs into a single mortgage, and you make one monthly payment instead of two. What is an FHA 203k Loan? These...

01/23/2024

Home Improvement Loans

5 Important Construction Safety Tips For Contractors

Learn important steps to ensure the safety of their workers so delays can be avoided and projects can be completed on time.

05/29/2023

Business Loans

What Are The Requirements for a Home Equity Line of Credit?

If you are considering taking equity out of your home, learn about the requirements of a home equity line of credit and other options.

09/17/2024

Home Equity Loans

How to File for Bankruptcy Without a Lawyer

Learn how to file for bankruptcy without a lawyer and when it's best to hire legal help through the bankruptcy process.

05/21/2023

Debt Settlement

How Often Does Experian Update Your Credit Score?

Learn how often your credit score is updated by the different credit bureaus, including Experian, and how you can check your score.

12/18/2023

How Does Interest Work On A Car Loan?

Discover how interest works on a car loan and what factors affect your interest rate to determine if you should refinance your current loan.

01/01/2024

What Is Mobile Banking?

Read about mobile banking, a form of technology that lets you initiate financial transactions from an electronic or mobile device.

09/22/2024

Banking

What is the Difference Between a Home Equity Loan vs. a Mortgage?

Learn the differences between a home equity loan vs. a mortgage and about an alternative to access home equity without taking a loan.

08/27/2024

What is a Revolving Line of Credit?

Learn how a revolving line of credit lets you borrow up to the credit limit on an as-needed basis, and other alternatives to consider.

09/25/2024

What Does An IRS Audit Letter Look Like And What To Do About It

Learn what triggers IRS audits, what to look for in an IRS audit letter, how to respond and where to turn for professional help if needed

06/05/2023

House Renovation Costs: Items to Budget in Your Home Renovation

Are you planning to renovate your home soon? Before you begin scoping out funding options to pay for your home renovations, researching general contractors and securing cost estimates, it’s vital to get an idea of how much your home improvement project(s) will cost. That way, you’ll know what to expect and avoid any surprises once...

01/25/2024

Home Improvement Loans

What Happens If You Can’t Pay Medical Bills?

Find out what happens if you can't pay your medical bills and how to deal with medical bills that you can't afford.

05/21/2023

Debt Settlement

How to Get a Line of Credit Using the Equity in Your Home

Learn more about how to get a home equity line of credit, and other options to access home equity without a loan.

08/28/2024

How To Pay Off Debt In Collections

Learn about debt collection and how it works, potential impacts on your credit health and how to deal with debt in collection.

05/22/2023

Tax Levy: What It Is and How to Stop or Prevent It

Learn how tax levy is triggered, how to prevent it and where to go for professional tax help if you’re facing a tax levy from the IRS

06/05/2023

What To Do About IRS Notice of Deficiency

Learn what CP3219A notice is about and what you should do about it, including getting professional tax relief help if needed

06/05/2023

Can You Back Out Of A House Offer?

If you are wondering if you can back out of a house offer, learn about what could happen and ways to avoid adverse financial consequences.

09/10/2023

How Do Your Credit Report and Scores Work?

Learn how credit works, what it takes to build credit, how credit scores are calculated or where you can check your credit score.

02/19/2024

How Soon Can You Sell A House After Buying It?

If you wondering how soon you can sell a house after buying it, learn about timings and financial consequences before making a decision.

09/10/2023

Can You Buy a House if You Owe Taxes?

Discover how back taxes could affect your ability to purchase a home and see which loan programs you should consider if you owe the IRS

06/05/2023

Which Companies Buy Houses For Cash?

Learn more about companies that buy houses for cash, and what option may be best for you to sell your home to a company for cash.

09/11/2023

5 Ways to Boost Your Credit Score Overnight

Learn if you can take actions to boost your credit score overnight, or you will have to wait it out to improve it.

12/18/2023

How To Prepare For A Home Inspection

If you’re planning to sell your home soon, preparing for a home inspection can help ensure the transaction goes smoothly.

09/10/2023

How To Get Out Of Credit Card Debt

Find out the best step-by-step plan to help you get out of credit card debt and where to get professional help if needed.

05/22/2023

The Differences Between Credit Card Refinancing vs. Debt Consolidation

Explore the differences between credit card refinancing and debt consolidation to determine with one may be better for you.

05/22/2023

How to Increase Your Credit Score to 800 Points

Read some tips on how to increase your credit score to 800 points to qualify for the best terms on credit card and loan products.

09/08/2024

A Guide To IRS Taxpayer Relief Initiative

Are you overwhelmed with federal tax debt? The Internal Revenue Service (IRS) features several programs to help you find relief and get back on track. One of the more recent programs is the Taxpayer Relief Initiative, which directly results from the pandemic. In this guide, you’ll learn more about what the program entails, how to...

06/05/2023