Discover the causes and impacts of a low credit score plus learn some of the best practices and strategies to end up with great credit.
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Credit articles
From buying a home to getting a job, your credit can impact almost every aspect of your financial life. Access resources like how to build your credit, and how to use credit to save and make money.
Credit articles
A 670 credit score can be quite advantageous, but it’s still eligible for improvement. Discover what a 670 FICO score means.
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It's possible to remove hard inquiries from your credit report. You can follow these steps to get rid of a hard credit check.
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Discover how to use credit cards to rebuild credit, along with the pros and cons of getting started so you can make an informed decision.
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Curious about the lowest credit score possible? Find out what the lowest credit score is, how it can affect your life, and how to improve it.
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Wondering how long late payments stay on your credit report? Find out the timeline for late payments and how they can impact your credit.
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Confused about what a tradeline credit is and how it affects your creditworthiness? Find all the answers you need about tradelines of credit.
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Curious about how closing a credit card could affect your credit score? Discover the potential consequences of closing a credit card.
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Discover how long negative items remain on your credit report, its effect on your credit, and how to remove them early.
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Wondering if you should pay for credit monitoring? Discover the pros and cons of credit monitoring services to know if it's worth it for you.
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Want to dispute information on your credit report? Following these steps can improve your credit score and successfully dispute any errors.
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Wondering what the ideal credit score is? Discover the importance of having a good credit score and how you can improve and maintain yours.
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Wondering how long delinquent payments stay on your credit report? Find out the timeline for negative marks on your credit history.
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A good credit score offers many advantages and opens up opportunities. Discover the average credit score for people in your age group.
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Curious if banks check your credit when opening a checking account? Find out the answer to this common question in this guide.
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Wondering if making payments on your utility bills can boost your credit? Read this article to understand its impact on your credit score.
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Wondering if you can build credit using just a checking account? Discover the strategies and tips you need to know in this helpful article.
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Explore Experian's credit score simulator to experiment with different scenarios and see how they can impact your credit score.
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Understanding the impact of foreclosure on your credit is crucial. Learn how foreclosure can affect your credit and how to rebuild it.
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Confused about which credit score to focus on? Find out which credit score is most important and how it can impact your financial decisions.
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Is a credit score of 500 holding you back financially? Learn about the impact of a low credit score and discover steps to fix it.
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Need a business loan but worried about your bad credit? Discover how you can still secure funding for your business with our helpful guide.
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Wondering what is considered bad credit? Find out everything you need to know about bad credit and how you can improve it in this guide.
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Understanding what a bad credit score is can help you take steps toward fixing it. Learn about credit improvement options in this article.
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Curious about the impact of a repo on your credit? Discover how long a repossession stays on your credit report and what it means.
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Wondering if you should set up automatic payments for your credit card? Discover the benefits and find out if it's the right choice for you.
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Wondering if autopay can impact your credit score? Understand how this convenient payment method can affect your overall credit health.
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Wondering if applying for a credit card will hurt your credit score? Find out the truth about credit card applications and their impact.
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Which credit monitoring service is right for you? This guide compares the key features and benefits to help you make an informed decision.
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Protect yourself from identity theft. Learn how to lock your credit report and prevent unauthorized access to your credit data.
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Wondering if credit repair companies are legitimate? Learn about the pros and cons of using these services and how to spot a scam.
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Don't let a poor credit score hold you back! Discover the steps you can take to repair your credit with this comprehensive guide.
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Need credit help? This guide provides practical advice and resources to help you address credit problems and improve your credit score.
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Credit restoration is the process of improving your credit score by disputing errors on your credit report. Find out how it works here.
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Curious about the credit score needed for a business loan? This guide explores the requirements for different types of loans and lenders.
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Wondering how student loans affect credit score? Learn how student loans impact your score and the steps you can take to manage your debt.
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Repairing your credit can feel overwhelming, but it doesn't have to be. This guide covers important things to know when fixing your credit.
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Struggling to improve your credit score? Discover who can assist you in fixing your credit with this comprehensive guide.
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The impact of personal loans can either help or hurt credit scores depending on how they’re managed by the borrower.
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Cosigning a loan can help a relative who cannot access credit on their own. Still, it could have serious consequences for your credit health.
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Credit repair companies help consumers clean up their credit reports by disputing mistakes. Here’s how to evaluate your options.
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Credit repair involves resolving negative items, errors and outdated information in credit reports. Learn how it works and what to expect.
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FICO Scores are calculated based on the data in your credit report. It’s comprised of five components, which are covered in this guide.
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You can view your credit report daily, but there are limitations on how often updates are available free of charge.
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Want to increase your credit limit? These strategies can help you get a higher credit limit and increase your purchasing power.
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Are you looking at ways to improve your credit score? Learn if becoming an authorized user can help you build credit.
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If you're right in the middle with a fair credit score, unsecured credit cards may accessible and will likely come with fewer incentives.
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Before shopping for a home, familiarize yourself with the credit score you will need to buy a house and other criteria.
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In this guide, you’ll learn how to lower your utility bills and use the amount you pay each month to improve your credit score.
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Rebuilding your credit can take a few months or almost two years. Discover how to build your credit faster.
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Learn how the bankruptcy process works and affects your credit score and how to rebuild your credit after bankruptcy.
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Learn how Experian BillFixer, a feature available with the Experian CreditWorks Premium membership, can help you lower your monthly bills.
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Are you having trouble qualifying for a traditional credit card due to your credit history? Try a no credit check credit card instead.
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Did you know that it’s possible to build credit using subscriptions and payments you already make for services? Here's how to do it.
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If you recently started a business and considering a credit card for funding, here’s what you need to know to help boost your approval odds.
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This guide explores popular business credit scoring models and provides instructions on how to check your business credit score.
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Experian uses data provided by information furnishers to create credit reports and scores. Learn what the accuracy depends on.
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When you turn 18, it's time to start thinking about credit. Read this guide to learn how to build your credit score at 18.
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Are you looking to apply for credit soon? If your credit score is not where you want it to be, these solutions can help you build it fast.
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Learn how many credit cards may be too many, depending on your financial situation and how you manage your credit accounts.
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Do you want to finance your new Apple device but have less than perfect credit? Find out how to finance an iPhone with no credit check.
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Learn what a preapproved card offer is and where to access preapproved card offers based on your information and credit profile.
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Credit scores update each time activity takes place in your credit file. This guide explains how credit reporting works and what to expect.
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Credit boost apps can raise your credit score. Discover how to find the best apps that help you build good credit.
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If you have little or no credit history and want to build it up, here’s what to know about how paying your rent may help you build credit.
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A credit card cash advance gives you extra funds, but costs can quickly add up. Discover when to get a cash advance and better alternatives.
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Are you having trouble getting approved for a credit card? There are several alternatives worth considering to get the cash you need.
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Improving your credit score helps you get better loans and lower monthly expenses. Discover the average credit score for a 20-year-old.
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Paying off collections won’t improve your credit score right away. Still, there are reasons why it may be best to repay what’s owed.
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Learn how using a credit card can improve your credit score and some risks to consider before getting started.
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You can check your own credit score as often as you’d like without hurting it. However, hard inquiries can ding your credit score.
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Secured credit cards operate like traditional credit cards but require a deposit. Learn how they can help you improve your credit scores.
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Learn about credit scoring models, what’s deemed as a fair credit score and why it’s worthwhile to improve your credit health.
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Young individuals have several options to establish credit. Consider using Experian Go to simplify the process.
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The credit limit on a secured credit card is generally the amount you deposit. Learn how much you should deposit on a secured credit card.
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This guide outlines a seven-step process you can use to build business credit and get the funding you need to grow your company.
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Most credit scores range from 300 to 850. However, it depends on the credit-scoring model, the most prominent being FICO and VantageScore.
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Discover the best way to check your credit score since it impacts the interest rate on financial products, credit cards or loans.
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Instant virtual credit cards feature an assortment of benefits, including the ability to access credit shortly after being approved.
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Are you shopping for a loan and wondering if prequalification affects credit score? Find out how prequalification can affect your credit.
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Secured credit cards can help improve your credit health. However, the time it takes to see results varies by your unique credit profile.
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Does paying student loans build credit? Discover if your student loan payments make a difference and how to improve your credit score.
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Several credit card options are available for consumers with less-than-perfect credit scores. Here’s how to find one that’s best for you.
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Learn more about the different types of credit inquiries, how they affect your scores, and how long they will stay on your credit report.
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Do you want to improve your credit score? A personal loan can help, but before you rush to get a loan, consider these alternatives.
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If you have bad credit, you’re probably wondering how long it takes to repair it. Here’s how long you can expect to raise your credit score.
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Learn what a hard credit inquiry is, how they are generated when you apply for credit, and how they impact your credit scores.
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Learn how a virtual credit card can help you minimize the chances of being victimized by a cyber thief and how to get one free.
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You can get approved for a loan as a first-time home buyer with a score as low as 580. But there are benefits to a higher credit score.
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Worried about how overdrawing from your bank account may affect your credit? We’ll discuss how overdraft fees affect your credit score.
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Credit card fraud is on the rise, but you can take steps to protect yourself. We'll share tips to minimize your chances of being victimized.
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It's possible to raise your credit score by over 100 points in a short amount of time. Discover the best strategies to boost your credit.
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Want to use a secured loan to build credit? Discover how to qualify for a loan and boost your credit score.
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Credit card fraud is a prevalent form of identity theft. This guide explains how to identify credit card fraud and how to protect yourself.
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A 750 credit score helps you qualify for a mortgage loan and get other perks. These steps will help you build your credit to 750 and above.
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Credit builder loans can restore your score and make it easier to get a mortgage or auto loan. Discover how these loans can help your credit.
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People who are credit invisible lack credit history. Here’s what to do to responsibly establish credit history if you fit into this category.
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Don't have credit history but want a credit card? No problem. You can still get a credit card with no credit history. Here's how.
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Secured and unsecured credit cards are similar. But you have to know that there are differences to consider when choosing between the two.
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Learn how a secured line of credit is backed by collateral and gives you access to a pull of funds to draw from as needed.
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