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Credit articles

From buying a home to getting a job, your credit can impact almost every aspect of your financial life. Access resources like how to build your credit, and how to use credit to save and make money.

Credit articles

Learn about the different features and services to identify what the best identity theft protection for you and your family is.
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Identity theft can have serious consequences for your financial and credit health. Here’s how to cope if you fall victim to it.
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Learn more about the importance of keeping up with this three-digit number and what affects your credit score.
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Learn how an unsecured line of credit works like a credit card and lets you pull cash as needed. Plus, there’s no security deposit required.
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Explore the reasons why your credit score dropped, and learn what actions to take to help build it back up.
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You don’t need a credit card to increase your credit score. We’ll discuss how to build credit without a credit card.
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A high credit score gives you many opportunities. You can save money and get better loans. We’ll share how to start building credit at 18.
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In this guide, you’ll discover ways to shield your personal information from hackers and an option worth considering for added protection.
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Secured credit cards offer those with lower credit scores to improve their credit health. But there’s a viable alternative worth considering.
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Wondering if you can get a credit card with bad credit? You can select from many credit cards, but you should consider these factors.
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How often does your credit score update? We’ll cover some of the reasons your score changes and how to improve your credit.
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Learn what a bad credit score is, and how it can have serious consequences for your financial health unless you improve it.
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Experian offers a one-time free Dark Web Scan to reveal if your information is on the dark web and putting you at risk for cybertheft.
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Read about the difference between unsecured and secured credit cards and how you can get relief from debt and rebuild your credit.
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Experian’s personal privacy scan searches for your information on people finder sites to determine if you’re at risk for identity theft.
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Discover the ways to build a credit score without a credit card and learn more about how you can get credit counseling to reduce your debts.
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Learn more about how this free service in the Experian app works to determine if Experian Boost is really worth it for you.
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Experian Boost and Cash App can both be beneficial for your finances but serve different purposes. Here’s an overview of how they work.
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Should you choose a credit card or debit card? We’ll analyze the pros and cons in our credit card vs debit card analysis.
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Do you have a charge off on your credit report? We’ll share how this impacts your credit score and strategies to resolve a charge off.
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Should you make your credit card payment on the due date to build credit? Let's review when to pay your credit cards to build your credit.
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Whether you have little to no credit history or less than perfect credit, there are other ways to build credit. Learn about them here.
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Want to raise your credit score to buy a car? Our credit building strategies will improve your credit so you can get a better car.
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Is a 500 credit score good or bad? We’ll discuss how a 500 credit score affects your finances and how to improve your credit score.
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Are you a credit invisible with no credit history? Experian Go can set you up with a credit score and give you access to financial choices.
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Learn about the impact credit cards have on your score and how many credit cards you should have to build credit.
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Find out if requesting a credit increase can hurt or help your credit score plus learn how you can manage and pay off your debts faster.
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Learn how often your credit score is updated by the different credit bureaus, including Experian, and how you can check your score.
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Learn how to use a credit card to build credit and other ways to improve your credit score to access better loan terms and rates.
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Learn how credit works, what it takes to build credit, how credit scores are calculated or where you can check your credit score.
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Learn if you can take actions to boost your credit score overnight, or you will have to wait it out to improve it.
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Read some tips on how to increase your credit score to 800 points to qualify for the best terms on credit card and loan products.
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Here are five different ways to build your credit and to help you improve your credit score or build it from scratch.
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If you are seeking a way to build or restore your credit while saving money, consider a credit builder loan. Learn how they work.
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Learn more about Credit Sesame vs. Credit Karma, what they offer, how they differ and how to choose one to improve your credit health.
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Learn how Experian Boost helps you raise your credit score instantly by giving your credit for on-time payments made to qualifying providers.
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If you are looking into Credit Sesame to manage your credit, learn why your score may differ from other platforms, and how accurate it is.
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Is Credit Sesame a legit company and reputable platform? Read more to see if you can manage your credit health using the tools it provides.
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Learn how to the Self app can help you build credit and save money from your mobile. Read how it works to improve your credit health.
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Wondering how Credit Karma makes enough money to provide free services, unlike their competitors? Read on to learn more.
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Learn more about rewards credit cards: how they exactly work, and what the pros and cons are of using them to pay for your holiday shopping.
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Learn more about how a Self Credit Builder Account can help build and increase your credit score over time.
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Learn more about how Credit Karma and other credit monitoring services can help you easily improve your credit score.
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Credit Strong and Self are tools you can use to establish credit or rebuild your credit health. Here’s an overview of each.
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Learn more about how Credit Karma features personalized recommendations for financial products, like loans, and how these offers work.
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You could get a credit builder loan with little to no credit. Learn how they work and how to apply to one with no credit check.
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Experian is the largest credit bureau in the US. Equifax and TransUnion are important too as they house important consumer financial data.
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Credit builder loans can help you restore your credit health. Read more about how they build credit and explore other alternatives as well.
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Installment loans can help you build credit if you make timely payments. Explore the benefits of credit builder loans to improve credit.
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Credit Karma offers useful tools to help you meet your financial goals. However, are their credit scores used in lending decisions?
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Learn more about credit bureaus and how they work, how they calculate credit scores, why scores differ, and how to check your credit rating.
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Learn more about Experian Boost, a free service worth considering if you're looking for a fast and easy way to improve your credit health.
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Experian offers a plethora of services to help consumers and small business owners stay on top of their credit and boost their credit scores.
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Experian offers credit solutions, but are they safe to use? Read more about the safety and security of Experian’s website and mobile app.
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Learn how Experian Boost works, a free tool that can help you improve your credit scores instantly by giving you credit for on-time payments.
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This review explores what the Experian Mobile App has to offer and how it can help you more effectively manage your credit.
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Learn about the differences between TransUnion vs Experian when it comes to checking your credit score or credit report.
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Learn how your credit score and credit history impact things like your ability to get approved for credit with favorable terms.
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Learn how you can use your payment history to improve your credit score to increase loan approval chances and access better rates.
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Learn what the highest credit score you can have is and what is considered good or very good in the eyes of creditors or lenders.
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If you have a credit score of 800 or higher, you are in the ranks of the most attractive credit profiles. See how it can help you.
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Learn different ways how you can boost your credit score to increase your chances of getting approved for a loan and get lower interest rates.
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Hard and soft credit checks are both tied to credit inquiries, however they have different impact. Learn more about the differences.
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Credit monitoring services can help you build and maintain a high credit score. Let's review the best free credit score services.
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Building and maintaining your credit and preventing fraud are only two reasons why you should buy credit monitoring services. Let's see why.
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Credit Karma offers a free credit report and score when you sign up. But how accurate are Credit Karma scores? Keep reading to find out.
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While both measure consumers’ creditworthiness, they have different approaches. Here’s what you should know about VantageScore vs FICO Score.
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The best type of credit score is one that qualifies you as a good credit risk based on the credit scoring model used. Learn more about this.
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Improving your score can help you get better rates on your mortgage or loan. Find out how to build your credit score in 30 days here.
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When you apply for credit, you may be asked to provide a credit report. Learn about the most popular credit bureaus: Experian vs. Equifax.
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Credit reports are a way to check your credit history and ensure that it is being recorded properly. Learn where to get free credit reports.
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Knowing your credit score can help you make financial choices. Learn how to check your credit score and why it is important to do so.
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Credit reporting agencies collect data about you and generate a credit report. Learn more about credit reporting agencies here.
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We explain how credit scores work, why you may want to check them and some ways to get your credit score online for free while staying safe.
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When you buy a home, it's likely that your credit score is checked. Learn about the importance of credit scores and how they affect your life.
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Even if you have a low or fair credit score, you can still get credit cards. Learn how to find credit cards for fair credit scores.
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Credit bureaus use credit utilization to see if you are taking on too much debt. Get a better idea of what is a good credit utilization ratio.
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Your FICO credit score is one of the most important numbers in your financial life. But how accurate is it? We look at what is made up of.
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What is the minimum credit score needed to buy a house? It’s not quite so simple. Learn more about what lenders look for here.
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If you are wondering what a good average credit score for your age is, you’re not alone. Here are ways to take your scores to a good range.
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FICO score is the most commonly used credit score in the United States. A good FICO score is 700 or higher. Learn more here.
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Three credit scores are available, but which ones do lenders use? Some lenders use them all. We look at how to check your credit scores.
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Debt settlement is better for your credit score than ignoring your debt. Learn how debt settlement affects your credit score.
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Learn if an overdraft can affect your credit score, ways to avoid it, and tools to boost your credit score.
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A 700 credit score is good and can help you secure favorable rates. Find out how you can get a 700 credit score or higher.
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Review the differences between Experian vs. Credit Karma credit monitoring services to apply for financing or get identity theft protection.
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Credit card companies offer signup bonuses in points, miles, or cash back to attract new customers. Read about the best deals available.
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Learn more about how the free service Experian Boost can help you improve your credit score fast. Sign up and see if you can boost your score.
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A good credit score gives you access to low-interest rates, high credit limits, and favorable repayment terms. Read how to boost your credit score fast for free.
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Having a credit card can help you improve your fianncial future if you keep your payments on time. Discover the best credit cards for young adults in 2020.
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Don’t get fooled by costly myths, here are 10 things you can do to improve your FICO Score. Including some of the fastest options available.
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Here is a brief overview of the three major players and what you should know about this fourth credit bureau. Click to read on.
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Are you wondering if you can get credit score without an SSN? Find out the options available for you to get and improve your credit score.
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Understand the credit score needed to purchase a home. Improving your credit score before applying for a mortgage can save you thousands of dollars a year.
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As all-in-one financial tool, Smart Credit services range from credit monitoring to managing your bills. Make it easier for you to pursue financial health.
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Your credit score impacts your life more than you know. Ready to learn all the credit score basics to get on the road to financial literacy? Read on!
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Check out the top subprime credit cards for March 2020 to find the right one to achieve your credit score goals this year.
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Subprime credit cards can be a great option for people with lower credit scores. But how big is the subprime credit card market? Get the answer.
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