Wondering if a VA loan is better than a conventional loan? Discover everything you need to know about both options.
Read more
Advertiser Disclosure
Mortgage Rates articles
Access resources related to mortgage rates, and how to find the best lender and rate for your needs. Read articles, how to guides and latest news about personal finance in Banks.com for a brighter financial future.
Mortgage Rates articles
Wondering if you are eligible for a VA loan as a spouse? Find the answer to this question and the process and requirements in 2024.
Read more
Wondering how much you can borrow with a VA loan? Find out the factors affecting them and the recent VA loan maximum limits for 2024.
Read more
VA home loans can give you the capital you need to buy a home. Discover VA home loan requirements to see if you are eligible.
Read more
You don’t need a good credit score to buy a house. Discover how to get a mortgage even if you have bad credit.
Read more
It's possible to get a mortgage if you don't have good credit. Discover how to get a home loan if you have bad credit.
Read more
Discover how much you will have to pay in VA loan closing costs and what to expect in the process when closing on a VA loan.
Read more
Are you wondering how long a preapproval letter for a mortgage is valid? It depends on the lender, so read on to learn more.
Read more
If you’re a first-time homebuyer looking for a mortgage, you might be torn between FHA vs. conventional loans. Here are the differences.
Read more
Torn between a fixed-rate and adjustable-rate mortgage? Here’s how to evaluate and decide which is best for your financial situation.
Read more
Read on to discover how much the average homeowner put down last year and the minimum down payment requirements by loan type.
Read more
Mortgage application fees are unavoidable but there are ways to save money. We’ve got the breakdown on how to negotiate their price.
Read more
A 15-year fixed rate mortgage can save you a lot of money over the long-term and still help you get the house of your and your dreams.
Read more
Will I get lower mortgage interest rates with a higher credit score? This article details the answers to this question including how credit scores impact mortgage interest rates.
Read more
The minimum credit score needed for a mortgage is about 640, but what if you have a lower credit score? Read about your options.
Read more
The best mortgage for low down payment are those with a rate of 6% and below. Learn about the benefits of a low down payment for your mortgage.
Read more
The search for mortgage for first time home buyers can be daunting. Shop for a reputable lender that will offer the best to suit your needs.
Read more
Learn about the top home loans lenders for bad credit in 2018 and the available programs if you have a less-than-perfect credit score.
Read more
What is the interest rate? Understand the major cost of a loan charged by a bank or lender on your home refinancing or mortgage loan.
Read more
Your credit score can make or break the home buying process. If you’re planning on buying a house either in the near or far future, tune in here to find out why excellent credit is crucial to the home buying process.
Read more
To find the right mortgage loan, you’ll want to consider your circumstances, your budget, your credit score, and your location.
Read more
Take a deep breath, make some notes, and start saving for your home loan down payment. Click here to read on.
Read more
Finding the best mortgage can be stressful. Take note of all these considerations when shopping lenders for your mortgage.
Read more
Do you want to know why your mortgage application was declined? Read five possible reasons why and get approved on your next mortgage loan application.
Read more
A recent foreclosure can feel like the end of the world. But it’s possible to recover and position yourself for homeownership in the future.
Read more
Applying for your first mortgage can be a hassle. Here are some tips newbie home buyers should know before deciding to buy a house.
Read more
Money decisions newlyweds make can have a big impact on credit score needed when applying for a mortgage and purchasing their first home.
Read more
House shopping is exciting, but don’t rush it. You’ll want to do these 6 things before you start hitting open houses to make sure you set off for success.
Read more
If you're planning on taking out a mortgage loan, make sure you get the best deal you can. Here are 4 mistakes mortgage borrowers make.
Read more
A credit score of at least 620 is needed to qualify for a conventional mortgage loan and down payment, although some lenders may have higher requirements.
Read more
If you want to get the best mortgage interest rates and loan terms compare rates among multiple lenders to choose what is right for you.
Read more
Find out about how to manage your mortgage payments. Budget your expenses easily with these tips on managing your mortgage
Read more
Learn why a mortgage is a smart thing when it comes to financing the home of your dreams. Read through good reasons to become a homeowner.
Read more
