BankMobile is the first fully digital bank, aiming to provide a robust financial platform to help your finances flourish. As a division of Customers Bank, it is governed by federal banking regulations, and FDIC insured.
BankMobile was founded to make banking accessible and affordable and close the growing gap between low and middle-income Americans and low-cost financial services. With the mind of building a digital banking experience that everybody loves, BankMobile’s team also wants to empower customers to control their financial future.
BankMobile For Companies: Partnership Programs
As a digital partner, they offers solutions to other companies (not only in the financial space) with their partnership programs:
- White label banking services: Leveraging consumer aggregators, they acquire customers with very little expense. Partners can customize the products with their brand and take advantage of BankMobile’s low fees while offering custom rewards and incentives to their customers.
- Higher education: BankMobile helps U.S. colleges and universities deliver financial aid credit balances to students securely, efficiently, staying compliant with federal regulations.
- Workplace banking: You can partner with them to offer financial wellness to your employees as a benefit, such as financial coaching or on-the-go money management tools.
BankMobile For Customers: Personal Banking
Aside from partnership programs with other companies, they offer personal banking services:
- Student Checking Accounts (Vibe): Specially designed for students who attend a partner university or college, this checking account offers financial aid disbursements, with over 55,000 free ATMs and a rewards program.
- Checking Account (VibeUp): This no-fee checking account offers features like billpay, mobile deposits, and fee-free in-network ATM withdrawals.
- Credit Cards: Choose from 2 different options of credit cards depending on your financial needs.
- Personal Loans: Consolidate debt, make a personal purchase, or pay unexpected expenses with a personal loan.
- Refinance Student Loans: Partnering with LendKey, they make the process of refinancing your student loan hassle-free.
- Workplace Checking and Savings Accounts: Earn interest with qualifying deposits while using a convenient banking experience.
- Google: Partnering with Google, they are working on the next generation of digital bank accounts ready in 2021.
Banking On-The-Go
With their mobile app, you can access extra features wherever you are, like checking your balance, view recent transactions, pay bills, or transfer or deposit money. Save money in fees by using the app to find the nearest free in-network ATM to your current location. Protect your accounts from unauthorized use by temporarily turning off your card. And much more to take charge of your financial future.
BankMobile wants to give you an even better banking experience while helping you spend and save money. Join BankMobile today and get the help you need to manage, save, and grow your money.