Angel Oak Logo

Non-QM Home Loans

Self-Employed and Real Estate Investors Mortgages. Purchase or Refinance Without W2. Use 1099s, Bank Statements, or Assets to Get Approved.

  • Loan amounts from $200K
  • 640 Minimum credit score
  • No bankruptcy, foreclosure or major credit event in the past 2 years

Which best describes you?

What type of loan do you need?

What is the property type?

What is the residency type?

Where are you in the decision process?

What is the Zip code of the property?

What is your employment status?

What's the estimated property value?

$450,000
$200,000
$5,000,000

Estimated current loan balance

$350,000
$100,000
$1,000,000

Estimated down payment

3%
0%
50%

Estimated credit score

700
580
800

Bankruptcy or foreclosure in last 7 years?

Contact Information

0%

By clicking “Submit” or “Send My Verification Code”:

  • You are providing express “written” consent to allow Angel Oak Mortgage Solutions LLC NMLS 1160240 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. auto dialing, text and pre-recorded messaging) via telephone or mobile device (including SMS and MMS – charges may apply) and/or email you at the email address provided, even if the telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list.

  • You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Mortgage Solutions LLC NMLS 1160240.

  • Click HERE to view Angel’s Oak privacy policy.

Non-QM Loans with Angel Oak

Wide Variety

Access non-QM lending options. As an industry leader in alternative lending, Angel Oak can offer you a wide selection of loan products depending on your financing needs.

Expert Advice

Angel Oak makes the loan process seamless, assigning you a licensed mortgage originator advisor to present your options, answer questions and walk you through the process.

Specialized Lender

Angel Oak helps self-employed workers and real estate investors access homeownership by offering bank statements, self-employed, asset-qualifier and DSCR home loans.