If you are looking for a team of cryptocurrency investing experts, read on to learn about the Titan investment app and its actively managed crypto account.
Cryptocurrency investing can be an exciting opportunity. Cryptos have a history of volatility, which has produced extraordinary returns for some people.
If you want to get into crypto investing but are not well-versed in the crypto world, a managed portfolio might be the right option for you. After all, cryptocurrencies are technically complex, and having experts make the hard investment decisions for you could be a better way to approach the crypto market.
Titan offers managed cryptocurrency portfolios in addition to their regular services. In this product review, we will go over:
- What Titan Crypto is
- How Titan differs from other crypto investment/trading apps
- Whether Titan is safe for crypto investments
- Costs and fees
- Investment minimums
- Other conventional investment strategies Titan offers aside from crypto
- How to get started with Titan Crypto
What Is Titan Cryptocurrency Investment App?
Titan is a mobile-first investment platform available for U.S. investors offering a mobile app and an investment team to manage your portfolio of cryptocurrency assets. All of their services, including Titan Crypto, are offered through the mobile app, or you can also access your account on your PC via their website.
If you want to invest in cryptocurrencies with Titan, you will want to signup for their investment platform. View their website or app you can:
- Sign up on Titan’s website to choose an investment account
- Select your investment preferences, including cryptocurrency
- Manage all Titan accounts
- Read through Titan’s educational materials
The Titan app is available on the App Store and Google Play. Both of those apps have mostly excellent reviews and are well-designed for ease of use.
How Is Titan Different from Other Crypto Investment Apps?
Titan’s mobile-based crypto investment platform is the first actively managed portfolio of crypto assets available in the U.S. This is perhaps what sets Titan apart the most. After that, it should be noted how inexpensive Titan is for the level of service it offers.
Most alternatives to Titan will enable you to invest in cryptocurrencies in self-directed investment accounts. Some others will offer passive investing services.
Titan’s service is an actively managed crypto portfolio, including Bitcoin and other popular digital assets. This means that they will select all of the crypto investments for you. Your input does matter, however. So you provide inputs, particularly surrounding your risk appetite, and the experts at Titan handle the rest.
As we will go over in greater detail soon, Titan is also surprisingly inexpensive. There are no trading fees and no withdrawal fees. The lack of trading fees is particularly unusual among the platforms that broker cryptocurrency transactions, and Titan’s fee structure is especially simple and transparent.
Is Investing in Crypto with Titan Safe?
Investing with Titan is generally safe. The firm addresses the two major security concerns of investing in crypto:
- Data privacy
- Account security
All Titan users are protected by 256-bit encryption and SSL. All app communications channels are protected by these and other bank-level security and encryption.
When it comes to linking bank accounts, Titan takes extra measures. Titan uses Plaid, Inc. for both authentication and verification. You will be asked to go through the verification process when you link a new bank account to your Titan account. This very minor inconvenience is the only one you will notice. But this, when combined with these other security measures, goes a long way in protecting your assets.
Titan also enables you to use custom PINs, Face ID, and Touch ID.
When it comes to protecting your account and balances, Titan offers insurance and brokerage powered by their custodian, Apex Clearing Corporation. Their custodian is a member of SIPC, meaning your account is protected by SIPC insurance for up to $500,000. However, it is worth noting the Crypto Strategy is not covered by SIPC insurance.
Titan Actively Managed Cryptocurrency Investments
Titan’s solution is an actively managed cryptocurrency investment portfolio.
How Does Titan Crypto Work?
An actively managed portfolio is one where the account holder does not need to make individual trading decisions. So, Titan’s crypto product does not demand much effort from you aside from choosing your risk level.
When you open a Titan Crypto account, Titan analysts take care of:
- Investment analysis
- Ongoing research
- Long-term decision-making
- Individual investment/trade decisions
- Crypto selection
Because you are not the one actively managing the activities taking place in the account, it’s important to understand Titan’s methodology. This is the general process by which they manage your portfolio of crypto assets.
Titan’s choice in crypto assets is based on the potential for outstanding long-term returns. To meet that end, Titan analysts perform deep fundamental and quantitative research. The research is dedicated to discovering the best crypto assets for the next three-to-five-year period.
Another part of Titan’s process is a selection stage with strict controls for the avoidance of:
- Outsized risks
- Custody issues
- Liquidity challenges
- Regulatory concerns
- Other concerns
The result is the maximization of reward/risk ratios. This has so far proven successful, with Titan Crypto producing the largest returns of all their investment strategies (120.7% annualized returns since inception).
Costs and Fees of Investing Crypto with Titan
For all the asset management they offer, Titan charges advisory fees in two simple ways:
- $5 Flat Monthly Fee. If you deposited less than $10,000, you pay a flat $5 per month.
- 1% Annualized Advisory Fee: If you deposited $10,000 or more, you pay an annualized fee of 1%, billed to your account balances. This management fee is assessed every month (1/12th of 1% billed monthly).
There are no trading fees, withdrawal fees, or other miscellaneous fees for using Titan Crypto. The only possible exceptions are auxiliary fees for extraordinary customer requests. One example would be requesting paper statements instead of standard digital statements.
Minimum Investments Amounts
To get started with Titan Crypto, customers must deposit at least $100 into the account. Aside from this minimum investment requirement, it is worth noting that Titan’s platform is only available to U.S. residents.
Other Investments Strategies with Titan
All of Titan’s other investment strategies are for investments in conventional assets. These include stock picks based on one of three other strategies. Titan also offers access to third-party private credit and real estate funds.
Titan Flagship
This “flagship” offer is an investment strategy that seeks to help clients diversify their portfolios and provide personalized portfolio recommendations based on a client’s investment goals and risk tolerance. Titan’s analysts select between 15 and 25 large-cap stocks that they determine can compound capital in excess of the S & P 500 benchmark index. It’s thus a lower-risk strategy as all companies invested in are well-established and have a market capitalization of at least $10 billion.
Titan Opportunities
Titan Opportunities is the counterpart to Titan Flagship. The strategy involves investing in between 15 and 25 smaller companies’ stocks. The choice is based on analysis revealing the potential for extraordinary growth. These are the smaller company stocks that Titan analysts believe have the potential to become the next “shining stars.” It’s a riskier strategy than that of Titan Flagship but has so far produced stronger annualized returns (40.6%).
Titan Offshore
This is Titan’s only other investment strategy that isn’t exclusively for U.S. equities. This strategy includes the active management of a portfolio of 15 to 25 stocks in emerging and developed markets. There are no U.S. stocks in a Titan Offshore account.
Private Credit and Real Estate Funds
Through Titan, you can also access third-party real estate and private credit funds. To access these funds, you will need to meet higher minimum thresholds for initial investments.
How to Sign Up for Titan Crypto
You can sign up for Titan through their website by clicking here.
By following their prompts, you can quickly get through the sign-up process and get started with actively managed cryptocurrency investment. Remember that you will need to meet the $100 minimum investment required to get started.
